Cashback portals: Rakuten, TopCashback and Shopper Army (REVIEW 2023)
Cashback is currently one of the greatest ways for saving money online. In this article we present you with detailed information about how cashback service works and how you can easily use it.
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What is Cashback
Cashback is a reward program which gives customers a certain amount of their payment back. Usually it ranges from 2-10% for a purchase. Once you collect enough rewards, you can cash out your cashback account and transfer the money to your bank account. Some of the websites do not offer only cashback services but also a range of discount coupons.
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How Cashback works
Online shops frequently pay a certain kind of provision to websites which redirect customers to them. The idea of cashback develops this further by splitting the provision among the customer as well. So it’s win-win for everybody: the online shop sold its products, the website provided customers, and the customer got a special discount which otherwise would not be accesible.
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How you can receive rewards
First of all, you have to sign up at some of the cashback services. It is completely free and by signing up you will receive a special welcome bonus.
In order to use cashback while shopping, you will have to visit the online shop via a link provided by the cashback service. That is how you get identified. Subsequently you can receive rewards.
Overview of Cashbacks for 2024
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Rakuten
- Link: Rakuten.ca
- Welcome bonus: $10
- Withdrawal threshold: $25
Rakuten lists well over 750+ stores. When you sign up at the service you will be given a welcome bonus of $10. You can earn additional bonus for referring to your friend or a relative. The cashback value at Rakuten.ca ranges from 1-3%.
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TopCashback
- Link: TopCashback.com
- Welcome bonus: $15
- Withdrawal threshold: no limit
TopCashback is originally a British cashback service which has a zero withdrawal limit and lists over 5000+ online shops. Most of the provision goes back to customer and TopCashback remains one of the most lucrative cashback services online.
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Shopper Army
- Link: ShopperArmy.ca
- Welcome bonus: $5
- Withdrawal threshold: $5
Shopper Army is a great Canadian cashback service which offers a $5 sign up bonus. If you shop frequently on Amazon, Shopper Army can offer you up to 8% cashback for your purchases.
Cashback Comparisons
Here is a little comparison of cashbacks for different online stores.
| Eshop | Rakuten | TopCashback | Shopper Army |
|---|---|---|---|
| Amazon.ca | 5.0% | 10.0% | 8.0% |
| Sephora | 5.0% | 5.0% | 4.0% |
| Indigo | 2.0% | 10.0% | 4.0% |
| Well.ca | 1.0% | 0.0% | 4.0% |
| Walmart | 1.0% | 5.0% | 1.0% |
| Gap | 8.0% | 4.0% | 3.0% |
| Expedia | 4.0% | 6.0% | 4.0% |
| Old Navy | 6.0% | 4.0% | 3.0% |
| Dell | 2.0% | 4.0% | 3.0% |
| Groupon | 10.0% | 10.0% | 5.0% |
| Adidas | 10.0% | 2.0% | 4.0% |
| Foot Locker | 1.0% | 4.0% | 1.0% |
| Microsoft | 3.5% | 7.0% | 6.0% |
| Lenovo | 10.0% | 2.0% | 1.0% |
| Zaful | 5.0% | 15.0% | 13.0% |
| Giorgio Armani | 2.0% | 6.0% | 1.0% |
| Hudson’s Bay | 1.0% | 4.0% | 3.0% |
| Lego | 3.0% | 3.0% | 2.0% |
| Joe Fresh | 6.0% | 4.0% | 3.0% |
| Dyson | 10.0% | 5.0% | 4.0% |